Square and Stripe will close your account without warning. 2A Processing is built for FFLs — stable, compliant, and gateway included in one flat rate. Drop in our standalone WordPress plugin, use our API, or go native with FFL-BRO — your setup, your choice.
Every penny disclosed up front. The gateway is included — not an add-on you find on your first statement.
Plug in your real numbers. No "estimated" savings — actual math with our published rate.
Mainstream processors treat firearms like contraband. We treat them like a legitimate American industry.
Square, Stripe, and PayPal routinely freeze or terminate firearms merchant accounts — often with no notice and funds held for 90+ days.
Most "firearms friendly" processors hide their real rates behind "call for quote." By the time you see your first statement, you're locked in at 4–5% with add-on fees.
Quoted rate looks good until you discover the payment gateway is $15–$25/month extra. Our gateway is included — zero additional cost.
Other processors are just payment pipes with no software. 2A Processing gives you a standalone WordPress plugin, a custom REST API, physical terminals, AND native FFL-BRO integration — your choice.
Every 2A Processing account comes with a full payment gateway at no extra monthly cost. eCommerce, virtual terminal, recurring billing — all built in.
Published rates side by side. No "call for quote" games — we show you exactly what you'll pay.
| Feature | ★ 2A Processing | TacticalPay | Orchid Pay | High-Risk Broker |
|---|---|---|---|---|
| Processing Rate | 3.2% flat | Undisclosed | Undisclosed | 4–5%+ |
| Per-Transaction | $0.35 | Unknown | Unknown | $0.40–0.60 |
| Monthly Fee | $19.95 | Up to $59 min | Quote req. | $35–80 |
| Gateway Included | ✓ Yes — $0 extra | ✗ Extra cost | Unknown | ✗ $15–25/mo extra |
| Early Termination | $0 | Unknown | $0 | $200–500 |
| Bound Book Auto-Post | ✓ FFL-BRO | ✗ Manual | ✓ eBound | ✗ Manual |
| Published Rates | ✓ Fully transparent | ✗ Hidden | ✗ Hidden | ✗ Hidden |
| Standalone WP Plugin | ✓ Drop-in plugin | ✗ Gateway only | Orchid only | ✗ None |
| Custom API | ✓ Full REST API | Via gateway | Via gateway | ✗ None |
| Physical Terminals | ✓ Available | ✓ Swift B250 | ✓ Handheld | Varies |
| FFL-Owner Operated | ✓ Yes | ✗ No | ✗ No | ✗ No |
Already on FFL-BRO? It's native. Have your own WordPress site? Drop in our standalone plugin. Built your own system? Use our API. Need hardware? We've got terminals too.
2A Processing charges a flat 3.2% + $0.35 per transaction with a $19.95 monthly fee. The payment gateway is included at no extra cost, and there is no early termination fee. This rate applies to all card brands and both eCommerce and in-store transactions.
Unlike Square, Stripe, and PayPal which regularly close firearms dealer accounts without warning, 2A Processing uses EC-Suite underwriting specifically designed for FFL dealers. Your account won't be frozen or terminated for selling firearms, ammunition, or NFA items.
Yes. 2A Processing integrates natively with FFL-BRO including WooCommerce checkout, POS-BRO terminal for in-store and gun show sales, electronic bound book auto-posting, and e4473 transaction linking.
The payment gateway is included in the 3.2% + $0.35 rate at no additional monthly cost. Most competing firearms processors charge $10–$25/month extra for a gateway on top of their processing rate.
Yes. 2A Processing fully supports NFA/Class III dealers including suppressors, short-barreled rifles, and machine guns. The EC-Suite underwriting handles the full spectrum of FFL dealer types without NFA surcharges.
Your dedicated Sales Executive Nathalia walks you through the EC-Suite application in about 15 minutes. Most dealers are approved and processing within a few business days. The gateway activates automatically with your account.
No. There is $0 early termination fee and no long-term contract lock-in. We earn your business every month. If you're not happy, you can leave at any time with no penalties.
No. We offer a standalone WordPress/WooCommerce payment plugin you can drop into any existing site — no FFL-BRO required. If you've built your own system, we also provide a custom REST API for direct integration. FFL-BRO users get native integration with bound book auto-posting and e4473 linking, but it's not a requirement.
Yes. We supply countertop and wireless card terminals for in-store, gun show, and range operations. Terminal hardware is available at additional cost — Nathalia can walk you through options and pricing during your consultation.
Talk to a real person. Get real rates. Keep your account open. It's that simple.